Personal finance is about meeting personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for your child’s college education. It all depends on your income, expenses, living requirements, and individual goals and desires—and coming up with a plan to fulfill those needs within your financial constraints.

To make the most of your income and savings, it’s important to become financially literate, so you can distinguish between good and bad advice and make smart decisions.  The key to getting your finances on the right track isn’t about learning a new set of skills. Rather, it’s about understanding that the principles that contribute to success in business and your career work just as well in personal money management.

Benefits

• Learn to budget
• Create an emergency fund
• Limit Debt
• Plan and save for retirement
• Reduce financial stress